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Home > General Liability Insurance | Heritage Insurance Group

General Liability Insurance


General Liability Insurance Information

General Liability Insurance

Accidents can take place anywhere—including at businesses. While most of them can be addressed quickly, some mishaps take more time and money to resolve. That’s why a business needs general liability insurance. General liability insurance helps protect your business against accidents that occur on company property. It can help alleviate the burden of a lawsuit as well as out-of-pocket expenses related to an accident.

If you live in or around Scranton, IA, we can help you out. Heritage Insurance Group will work with you to find an affordable and unique general liability policy for you and your business. Our experienced, communicative agents will eliminate the stress of dealing with a large, unresponsive insurance company while assisting you in selecting a policy that fits you and your business’s needs. 

Protect your business today by visiting our website or calling 712-652-3344 for a quote on a policy.

What Is General Liability Insurance?

General liability insurance can protect both businesses and victims when accidents happen. The policyholder can either pay monthly or yearly premiums for coverage. Once a claim has been filed and approved, the policyholder will receive compensation for expenses related to the incident.

Typically, general liability insurance covers lawsuits and accidents related to non-professional negligent acts. It covers three main areas:

  1. Bodily injury—This covers medical expenses as well as legal fees related to a third-party injury on the property.

  1. Property damage—This covers incidents of property damage that occur out of everyday business activity.

  1. Personal/advertising injury—This covers personal and advertising injuries such as libel, slander, copyright infringement and invasion of privacy.

 

Contact Heritage Insurance Group for more information about a general liability policy for your business. 

How Much Does General Liability Insurance Cost?

General liability insurance prices vary depending on the following variables:

  • The location of your business

  • The size of your business

 

  • Your claims history and industry

  • Your deductible and applicable coverage limits 

Questions or Concerns?

It’s essential to get a general liability insurance policy for your business. When it comes to your customers, your employees and your workplace, you can never be safe enough. The knowledgeable agents at Heritage will ensure you have an appropriate, affordable policy that provides the protection you need.

Visit our website or contact us today at 712-652-3344 for a quote on a policy.

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800-850-2263

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