Monday, February 6, 2023A death benefit is the amount of money a life insurance policy pays to the beneficiary if the covered party dies while the policy is in place. This is the amount you leave behind if you insure your own life. Life insurance is a unique type of investment. It helps cover your loved one’s needs if you cannot do so. READ MORE >>
Monday, January 16, 2023You probably keep all of your important documents—your birth certificate, social security card, diploma and transcripts—in a safe place, but have you documented your possessions so that they can be replaced if their lost due to a fire, flood, theft or other incident? READ MORE >>
Tuesday, December 27, 2022It’s essential to maintain health insurance coverage. These policies make the cost of health care much more affordable than it would be if you were to pay wholly out of pocket. However, health insurance isn’t free. You must pay your premium. If you don’t, you could lose your coverage. READ MORE >>
Monday, September 19, 2022Crop insurance often comes as part of a farm insurance policy to protect the unique risks faced by farms and ranches. At its simplest, crop insurance provides compensation to the farm if crops are lost or destroyed due to certain incidents. Covered incidents often include: READ MORE >>
Monday, August 15, 2022While many life insurance policies exist, there are two main types of policies. Your first decision when purchasing a policy is to choose whether you wish to buy term or permanent life insurance. But what’s the difference between these types of coverage? Term Life Insurance Policy READ MORE >>
Thursday, July 7, 2022Investing in business insurance makes good financial sense. Most companies recognize the risks they face when confronted with a fire or a lawsuit. However, it only takes only a single incident like this to see just how financially devastating it can be. One simple and affordable way to protect your company is to purchase BOP insurance. READ MORE >>
Thursday, June 9, 2022According to the Census Bureau’s Business Formation Statistics, new business formation reached an all-time high in 2021, with more than 5.3 million applications filed. If you’ve recently started a business, you may feel overwhelmed by long to-do lists as you work to get your small business off the ground. READ MORE >>
Tuesday, May 10, 2022Within the restaurant industry, theft is a growing problem. Theft can occur in various forms. Management, employees, customers and others can be risks when protecting your company’s assets. Inventory for a restaurant is some of the most valuable of the assets owned. Yet, it is at one of the highest risks of theft. READ MORE >>
Tuesday, April 19, 2022Each year, numerous grain bin deaths and injuries occur at farming operations across the country. In late March 2022, an Iowa man died in a grain bin accident near Williamsburg. According to the U.S. Bureau of Labor, farming is among the nation’s most dangerous occupations, making it imperative that those who work with grain bins use safety measures to lessen risk. READ MORE >>
Tuesday, March 22, 2022Crop insurance may provide crucial financial protections for your agricultural operation. If you experience losses due to covered events, such as droughts or disease, or if low yields or market prices result in lost revenue, crop insurance may provide monetary safeguards to help your farm overcome those setbacks. READ MORE >>
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