Heritage Insurance | Protecting Your Iowa Home & Business

The Advantages of:

Using a Real Estate Agent

When making significant financial decisions, it’s generally advisable to enlist the services of experts and professionals. This step may be particularly important when conducting a transaction involving a home. For many people, buying and selling homes may be some of the most expensive or lucrative transactions they make in their entire lives. As such, it’s essential that all parties consider hiring a real estate agent to ensure they are as informed as possible. 

Buying a Home with an Agent

For many people, becoming a homeowner may be a dream come true. However, purchasing a home is a major investment. Fortunately, a licensed real estate agent can assist with the buying process in many ways, such as the following: 

  • Expanding the search—Agents can help find all suitable listings that fit buyers’ criteria. Furthermore, they may be privy to advanced information, such as properties expected to be available in the near future or those that have already closed but may still be listed on public websites.
  • Offering expertise—Agents have an in-depth understanding of the purchasing process, including various forms, reports, disclosures and other documents. Even people who have already purchased a home may not have done so in years, meaning that relevant laws or regulations could have changed. Agents can ensure buyers have up-to-date information.
  • Providing objectivity—The process of purchasing a home can be emotional, exciting and frustrating. Agents can offer an unbiased opinion on properties and act as the voice of reason when buyers may be tempted to compromise on certain preferences or exceed their budgets.
  • Negotiating for buyers—Agents can use their knowledge and experience to look at proposed transactions from buyers’ perspectives and ensure they are getting the best deals possible.

Selling a Home with an Agent

It may be tempting for a property owner to consider selling their home without assistance. However, even though they may know their home well, enlisting a licensed professional can make all the difference. A real estate agent can help with the selling process in the following ways: 

  • Increasing visibility—Only agents can get homes listed on the multiple listing service. This system is widely used by those seeking the most up-to-date home listings and can help ensure an available property is seen by as many potential buyers as possible.
  • Providing pricing expertise—While many homeowners may believe they have a good idea of what their properties are worth, agents can provide additional, fact-based insights, such as recent sale prices of comparable homes.
  • Understanding the process—Agents have valuable experience and know various intricacies of the sale process, such as staging a home, conducting any projects to improve the asking price, marketing the property and negotiating on offers.
  • Offering an unbiased perspective—Selling a home can be an emotional process. To a homeowner, their property is likely more than just a building that they lived in for a period of time. Agents can provide valuable objectivity to ensure property owners remain realistic about the market and potential prospects.

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